1. You should not apply for the Parent PLUS loan until
May 1
if your student starts in the fall or
September 1
if your student starts in the spring. Please do not apply
before
these dates as the credit decision expires 180 days after the completion of your application, which could cause delays in loan disbursement.
2. “
Log In
” in the top right hand corner- You (The Parent) will need your FSA ID Username or E-mail Address and your FSA ID Password (If you forgot your FSA ID or do not have a FSA ID please select create an FSA ID or click forgot Username or Password).
3. Once logged in, click on “
I’m a Parent
” then select “
Apply for Parent PLUS Loan
.”
4. Review the information about the Direct PLUS Loan Application and scroll down to find “
I’m a Parent of an Undergraduate Student
.” Click on “
START
.” Read and complete all sections in each step.
-
-
Step 1. Loan Information
-
Select Award Year (2021-2022)
-
Complete Student Information Section
-
Complete School and Loan Information
-
Select Loan Period for Loan:
-
05/2022 – 05/2023 = Full Academic Year loan (Summer 2022, Fall 2022, & Spring 2023)
-
05/2022 – 08/2022 = Summer 2022 only loan
-
08/2022 – 05/2023 = Academic Year loan (Fall 2022 & Spring 2023) *Most commonly used
-
08/2022 – 12/2022 = Fall 2022 only loan
-
01/2023 – 05/2023 = Spring 2023 only loan
-
-
-
5.
Complete all four steps and submit. You should get an approval or denial for the PLUS. If denied, we will send you an email explaining your options. If approved for the PLUS, complete the Master Promissory Note for the Parent PLUS.