All processes for student and parent loans are completed at  www.studentaid.gov  

For summer 2022 start, parent must be approved for Parent PLUS Loan by June 15.  

For fall 2022 start, parents must be approved for Parent PLUS Loan by July 15, if applicable.  

Parent PLUS Loan applications for 2022-23 are not available for completion until May.  

 

FOR THE PARENT:  Request a Plus Loan (PLUS Application) steps

1. You should not apply for the Parent PLUS loan until May 1 if your student starts in the fall or September 1 if your student starts in the spring. Please do not apply          before these dates as the credit decision expires 180 days after the completion of your application, which could cause delays in loan disbursement. 

2. “ Log In ” in the top right hand corner- You (The Parent) will need your FSA ID Username or E-mail Address and your FSA ID Password (If you forgot your FSA ID or        do not have a FSA ID please select create an FSA ID or click forgot Username or Password).

3. Once logged in, click on “ I’m a Parent ” then select “ Apply for Parent PLUS Loan .”

4. Review the information about the Direct PLUS Loan Application and scroll down to find “ I’m a Parent of an Undergraduate Student .” Click on “ START .” Read and        complete all sections in each step.

    • Step 1. Loan Information

      • Select Award Year (2021-2022)

      • Complete Student Information Section

      • Complete School and Loan Information

      • Select Loan Period for Loan:

        • 05/2022 – 05/2023 = Full Academic Year loan (Summer 2022, Fall 2022, & Spring 2023)

        • 05/2022 – 08/2022 = Summer 2022 only loan

        • 08/2022 – 05/2023 = Academic Year loan (Fall 2022 & Spring 2023) *Most commonly used

        • 08/2022 – 12/2022 = Fall 2022 only loan

        • 01/2023 – 05/2023 = Spring 2023 only loan

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    • Step 2. Borrower Information

      Complete all sections of Borrower Information.

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    • Step 3. Review Request

      Review all information under School and Loan Information and Borrower Information. Click Edit to update any information.

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    • Step 4: Credit Check & Submit

      Review and check consent for credit check and certification of information.

 

5.  Complete all four steps and submit. You should get an approval or denial for the PLUS. If denied, we will send you an email explaining your options.  If approved for        the PLUS, complete the Master Promissory Note for the Parent PLUS.

FOR THE PARENT: Parent PLUS Master Promissory Note (MPN) steps

  1. Log In ” in the top right hand corner -You (The Parent) will need your FSA ID Username or E-mail Address and your FSA ID Password (If you forgot your FSA ID or do not have a FSA ID please select create an FSA or click forgot Username or Password).
  2. Once logged in, click on “ I’m a Parent ” drop down menu then select “ Complete MPN (i.e., Loan Agreement) for Parent PLUS Loan.
  3. Review the information about the PLUS Master Promissory Note (MPN) for Parents and scroll down to find “ I’m a Parent of an Undergraduate Student .” Click on “ START .”
  4. On the next page, complete all five steps listed. Once submitted, the federal government will notify us within 24-48 hours.